Solution Provided by TRFCU
Three Rivers Federal Credit Union offers many financial solutions to help ease the burden of financing a college education. From Debit and ATM Cards, Credit Cards, and shared branches; we offer it all. Talk to a Three Rivers F CU representative today.
Many students feel that education after high school is simply out of reach financially. You might think you can't go because you parents can't afford it. Below are some commonly asked questions about planning for college:
*How can I afford to go to college?
There is money, called financial aid, to help you pay for college. Financial aid comes from different places: the Federal Government, the State you live in, the college you choose, educational associations, and financial institutions such as Three Rivers Federal Credit Union. Your chances of getting financial aid are as good as anyone ease's. All you have to do is plan ahead and apply for it.
*Can I get financial aid without high grades?
Probably, since most financial aid is based on need, not grades. You and your family have to show you need help paying for college.
*I have to pay financial aid back, right?
There are three basic types of financial aid: grants, work-study, and loans. Grants are like gifts because you don't have to pay them back. Some grants, called scholarships, are based on grades, athletic skill, and other abilities. Work-study is a part-time job, usually on campus, that helps you earn money to pay for your college expenses. Loans must be paid back after you graduate or leave college. Most students obtain a "package" mixing all three types of financial aid.
*What if I want to go to an expensive college?
Financial aid can help you afford even the most expensive college. That's because aid is based on the difference between what a college costs and what the federal or college formula used to determine aid says a family can pay. So, you could be eligible for more aid at an expensive college, while the amount of money you pay should stay the same.
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